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PayPal MCP

Create invoices, process payments, and manage orders via PayPal

FinanceFreeClaudeCursorVS CodeModerate

Last verified: August 9, 2026

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Maintenance status

Active
Last code update: September 1, 2026License: Apache-2.0Checked September 28, 2026

How to Install PayPal MCP

$npx -y @paypal/mcp

Requires Claude Desktop, Cursor, Windsurf, or another MCP-compatible client.

Setup by client

Claude Desktop (claude_desktop_config.json)

{
  "mcpServers": {
    "paypal-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "@paypal/mcp"
      ]
    }
  }
}

Cursor (~/.cursor/mcp.json)

{
  "mcpServers": {
    "paypal-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "@paypal/mcp"
      ]
    }
  }
}

VS Code (.vscode/mcp.json)

{
  "servers": {
    "paypal-mcp": {
      "type": "stdio",
      "command": "npx",
      "args": [
        "-y",
        "@paypal/mcp"
      ]
    }
  }
}

Claude Code (terminal)

claude mcp add paypal-mcp -- npx -y @paypal/mcp

Add any API keys or environment variables the server's README lists.

About PayPal MCP

PayPal's official MCP server lets AI agents create and send invoices, manage orders and subscriptions, issue refunds, and pull transaction data. It brings commerce actions into agent workflows with PayPal's APIs behind the scenes. If you sell through a storefront, connect Shopify to Claude, and if you also take card payments elsewhere, connect Stripe to Claude.

PayPal MCP is a Finance MCP server designed for founders, finance teams, analysts, and investors. It enables giving AI assistants structured access to financial data by wrapping accounting, payments, and market-data APIs as MCP tools. Key capabilities include read access to ledgers and accounts, market and quote data, payments and invoicing operations (with confirmation), and structured tool calls that work cleanly inside an LLM context. It integrates with QuickBooks, Xero, Stripe, PayPal, Plaid, and major brokerages, and is best suited for founders, finance teams, analysts, and investors who need cash and runway reporting.

Key Features

  • Payments
  • Commerce
  • Invoicing
  • Fintech
  • Read access to ledgers and accounts
  • Market and quote data

Pricing

Free: from Free (PayPal transaction fees apply)

Pros & Cons

Pros

  • Answers runway and cash questions against live data
  • Avoids exporting CSVs into chats
  • Tight scoping keeps writes safe

Cons

  • Write paths are high-stakes by definition
  • Provider APIs change frequently
  • Compliance requirements may limit usage

Best For

  • Cash and runway reporting
  • Portfolio and market lookups
  • Reconciliation drafts
  • Lightweight finance automation with a human in the loop

Our Take on PayPal MCP

The cleanest way to give an agent real commerce capabilities. Official and well-documented, though you'll want tight approval controls around any money-moving actions.

Frequently Asked Questions

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